25 XLM to USD Coin
Convert Stellar to USD Coin using independently sourced fiat and venue-priced crypto legs. The result is dated to its older leg.
XLM to USDC converter
USD Coin
1 XLM = 0.18316353 USDC
XLM to USDC exchange rates
Every underlined amount opens its own server-rendered converter page.
| Stellar | USD Coin |
|---|---|
| XLM 1.0000000 | 0.183164 USDC |
| XLM 5.0000000 | 0.915818 USDC |
| XLM 10.0000000 | 1.831635 USDC |
| XLM 25.0000000 | 4.579088 USDC |
| XLM 50.0000000 | 9.158176 USDC |
| XLM 100.0000000 | 18.316353 USDC |
| XLM 500.0000000 | 91.581763 USDC |
Why provider rates differ
The archive shows a sourced reference rate. A provider can apply a spread and add transfer, trading, network, card, or receiving fees. Adjust the illustration to see how the rate margin alone changes the result.
Reference result
4.579088 USDC
Illustrative result
4.441716 USDC
Difference
0.137373 USDC
This example applies the selected margin to XLM 25.0000000. It is not a quote or a claim about any particular bank, card, or transfer service. Fixed fees can increase the difference further.
Source observations and calculation details
The pair is calculated through EUR. Its oldest underlying observation is dated Sep 4, 2026, 1:00 AM. Constituents are retained so the published figure can be audited.
Top currency pairings for Stellar
Frequently asked questions
What is the XLM to USDC rate based on?+
Crypto is priced from an exchange venue and combined with an independently dated fiat leg when needed. The pair is labelled with the older timestamp, and stablecoins are always venue-priced rather than assumed to equal a fiat currency.
Why is my bank's exchange rate different?+
Banks, cards and transfer services can add an exchange-rate margin and fixed fees. The adjustable example on this page illustrates the effect without claiming a margin for any particular provider.
What happens on weekends and holidays?+
Crypto venues trade continuously, while the fiat leg may retain its last published reference rate through a weekend or holiday. Both leg timestamps stay visible, and the combined rate uses the older timestamp.