Converts

1,000 XLM to USD Coin

Convert Stellar to USD Coin using independently sourced fiat and venue-priced crypto legs. The result is dated to its older leg.

XLM to USDC converter

XLM

USD Coin

178.940944 USDCUSDC
Reference ratebridged reference rate; freshness is limited by the older underlying leg. XLM observed Sep 3, 2026, 1:00 PM; USDC observed Sep 3, 2026, 1:00 PM.

1 XLM = 0.17894094 USDC

XLM to USDC exchange rates

Every underlined amount opens its own server-rendered converter page.

XLMUSDC
StellarUSD Coin
XLM 1.00000000.178941 USDC
XLM 5.00000000.894705 USDC
XLM 10.00000001.789409 USDC
XLM 25.00000004.473524 USDC
XLM 50.00000008.947047 USDC
XLM 100.000000017.894094 USDC
XLM 500.000000089.470472 USDC
USDCXLM
USD CoinStellar
1 USDCXLM 5.5884359
5 USDCXLM 27.9421796
10 USDCXLM 55.8843593
25 USDCXLM 139.7108982
50 USDCXLM 279.4217963
100 USDCXLM 558.8435927
500 USDCXLM 2,794.2179633

Why provider rates differ

The archive shows a sourced reference rate. A provider can apply a spread and add transfer, trading, network, card, or receiving fees. Adjust the illustration to see how the rate margin alone changes the result.

Reference result

178.940944 USDC

Illustrative result

173.572716 USDC

Difference

5.368228 USDC

This example applies the selected margin to XLM 1,000.0000000. It is not a quote or a claim about any particular bank, card, or transfer service. Fixed fees can increase the difference further.

Source observations and calculation details

The pair is calculated through EUR. Its oldest underlying observation is dated Sep 3, 2026, 1:00 PM. Constituents are retained so the published figure can be audited.

XLM leg

Method
single-venue
Observed
Sep 3, 2026, 1:00 PM
Sources used
1
  • Kraken (2026-09-03T13:00:00.000Z)

USDC leg

Method
single-venue
Observed
Sep 3, 2026, 1:00 PM
Sources used
1
  • Kraken (2026-09-03T13:00:00.000Z)

Popular XLM amounts

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Frequently asked questions

What is the XLM to USDC rate based on?+

Crypto is priced from an exchange venue and combined with an independently dated fiat leg when needed. The pair is labelled with the older timestamp, and stablecoins are always venue-priced rather than assumed to equal a fiat currency.

Why is my bank's exchange rate different?+

Banks, cards and transfer services can add an exchange-rate margin and fixed fees. The adjustable example on this page illustrates the effect without claiming a margin for any particular provider.

What happens on weekends and holidays?+

Crypto venues trade continuously, while the fiat leg may retain its last published reference rate through a weekend or holiday. Both leg timestamps stay visible, and the combined rate uses the older timestamp.