1 XLM to XRP
Convert Stellar to XRP using independently sourced fiat and venue-priced crypto legs. The result is dated to its older leg.
XLM to XRP converter
XRP
1 XLM = 0.12723679 XRP
XLM to XRP exchange rates
Every underlined amount opens its own server-rendered converter page.
| Stellar | XRP |
|---|---|
| XLM 1.0000000 | XRP 0.127237 |
| XLM 5.0000000 | XRP 0.636184 |
| XLM 10.0000000 | XRP 1.272368 |
| XLM 25.0000000 | XRP 3.180920 |
| XLM 50.0000000 | XRP 6.361840 |
| XLM 100.0000000 | XRP 12.723679 |
| XLM 500.0000000 | XRP 63.618397 |
| XRP | Stellar |
|---|---|
| XRP 1.000000 | XLM 7.8593618 |
| XRP 5.000000 | XLM 39.2968091 |
| XRP 10.000000 | XLM 78.5936182 |
| XRP 25.000000 | XLM 196.4840454 |
| XRP 50.000000 | XLM 392.9680908 |
| XRP 100.000000 | XLM 785.9361815 |
| XRP 500.000000 | XLM 3,929.6809076 |
Why provider rates differ
The archive shows a sourced reference rate. A provider can apply a spread and add transfer, trading, network, card, or receiving fees. Adjust the illustration to see how the rate margin alone changes the result.
Reference result
XRP 0.127237
Illustrative result
XRP 0.123420
Difference
XRP 0.003817
This example applies the selected margin to XLM 1.0000000. It is not a quote or a claim about any particular bank, card, or transfer service. Fixed fees can increase the difference further.
Source observations and calculation details
The pair is calculated through EUR. Its oldest underlying observation is dated Sep 3, 2026, 7:00 PM. Constituents are retained so the published figure can be audited.
Top currency pairings for Stellar
Frequently asked questions
What is the XLM to XRP rate based on?+
Crypto is priced from an exchange venue and combined with an independently dated fiat leg when needed. The pair is labelled with the older timestamp, and stablecoins are always venue-priced rather than assumed to equal a fiat currency.
Why is my bank's exchange rate different?+
Banks, cards and transfer services can add an exchange-rate margin and fixed fees. The adjustable example on this page illustrates the effect without claiming a margin for any particular provider.
What happens on weekends and holidays?+
Crypto venues trade continuously, while the fiat leg may retain its last published reference rate through a weekend or holiday. Both leg timestamps stay visible, and the combined rate uses the older timestamp.