1 XLM to Tether
Convert Stellar to Tether using independently sourced fiat and venue-priced crypto legs. The result is dated to its older leg.
XLM to USDT converter
Tether
1 XLM = 0.18745956 USDT
XLM to USDT exchange rates
Every underlined amount opens its own server-rendered converter page.
| Stellar | Tether |
|---|---|
| XLM 1.0000000 | 0.18746 USDT |
| XLM 5.0000000 | 0.937298 USDT |
| XLM 10.0000000 | 1.874596 USDT |
| XLM 25.0000000 | 4.686489 USDT |
| XLM 50.0000000 | 9.372978 USDT |
| XLM 100.0000000 | 18.745956 USDT |
| XLM 500.0000000 | 93.72978 USDT |
Why provider rates differ
The archive shows a sourced reference rate. A provider can apply a spread and add transfer, trading, network, card, or receiving fees. Adjust the illustration to see how the rate margin alone changes the result.
Reference result
0.18746 USDT
Illustrative result
0.181836 USDT
Difference
0.005624 USDT
This example applies the selected margin to XLM 1.0000000. It is not a quote or a claim about any particular bank, card, or transfer service. Fixed fees can increase the difference further.
Source observations and calculation details
The pair is calculated through EUR. Its oldest underlying observation is dated Sep 3, 2026, 5:00 PM. Constituents are retained so the published figure can be audited.
Top currency pairings for Stellar
Frequently asked questions
What is the XLM to USDT rate based on?+
Crypto is priced from an exchange venue and combined with an independently dated fiat leg when needed. The pair is labelled with the older timestamp, and stablecoins are always venue-priced rather than assumed to equal a fiat currency.
Why is my bank's exchange rate different?+
Banks, cards and transfer services can add an exchange-rate margin and fixed fees. The adjustable example on this page illustrates the effect without claiming a margin for any particular provider.
What happens on weekends and holidays?+
Crypto venues trade continuously, while the fiat leg may retain its last published reference rate through a weekend or holiday. Both leg timestamps stay visible, and the combined rate uses the older timestamp.