Gold (Troy Ounce) to Stellar
Convert Gold (Troy Ounce) to Stellar using independently sourced fiat and venue-priced crypto legs. The result is dated to its older leg.
XAU to XLM converter
Stellar
1 XAU = 23,182.052 XLM
XAU to XLM exchange rates
Every underlined amount opens its own server-rendered converter page.
| Gold (Troy Ounce) | Stellar |
|---|---|
| XAU 1 | XLM 23,182.0518989 |
| XAU 5 | XLM 115,910.2594944 |
| XAU 10 | XLM 231,820.5189889 |
| XAU 25 | XLM 579,551.2974722 |
| XAU 50 | XLM 1,159,102.5949444 |
| XAU 100 | XLM 2,318,205.1898889 |
| XAU 500 | XLM 11,591,025.9494444 |
| Stellar | Gold (Troy Ounce) |
|---|---|
| XLM 1.0000000 | XAU 0 |
| XLM 5.0000000 | XAU 0 |
| XLM 10.0000000 | XAU 0 |
| XLM 25.0000000 | XAU 0 |
| XLM 50.0000000 | XAU 0 |
| XLM 100.0000000 | XAU 0 |
| XLM 500.0000000 | XAU 0.02 |
Why provider rates differ
The archive shows a sourced reference rate. A provider can apply a spread and add transfer, trading, network, card, or receiving fees. Adjust the illustration to see how the rate margin alone changes the result.
Reference result
XLM 23,182.0518989
Illustrative result
XLM 22,486.5903419
Difference
XLM 695.4615570
This example applies the selected margin to XAU 1. It is not a quote or a claim about any particular bank, card, or transfer service. Fixed fees can increase the difference further.
Source observations and calculation details
The pair is calculated through EUR. Its oldest underlying observation is dated Sep 2, 2026, 12:00 AM. Constituents are retained so the published figure can be audited.
XAU leg
- Method
- median
- Observed
- Sep 2, 2026, 12:00 AM
- Sources used
- 11
- Banco Central de Bolivia (2026-09-03)
- Banco Central del Paraguay (2026-09-03)
- Banco Nacional de Angola (2026-09-03)
- Banca Națională a României (2026-09-03)
- Bank of Mongolia (2026-09-02)
- Central Bank of Armenia (2026-09-03)
- Central Bank of Russia (2026-09-03)
- Central Bank of Sri Lanka (2026-09-03)
- National Bank of Moldova (2026-09-03)
- Narodowy Bank Polski (2026-09-03)
- Natsionalnyi Bank Ukrainy (2026-09-03)
XLM leg
- Method
- single-venue
- Observed
- Sep 4, 2026, 10:00 AM
- Sources used
- 1
- Kraken (2026-09-04T10:00:00.000Z)
Top currency pairings for Gold (Troy Ounce)
Frequently asked questions
What is the XAU to XLM rate based on?+
Crypto is priced from an exchange venue and combined with an independently dated fiat leg when needed. The pair is labelled with the older timestamp, and stablecoins are always venue-priced rather than assumed to equal a fiat currency.
Why is my bank's exchange rate different?+
Banks, cards and transfer services can add an exchange-rate margin and fixed fees. The adjustable example on this page illustrates the effect without claiming a margin for any particular provider.
What happens on weekends and holidays?+
Crypto venues trade continuously, while the fiat leg may retain its last published reference rate through a weekend or holiday. Both leg timestamps stay visible, and the combined rate uses the older timestamp.