Bosnia and Herzegovina Convertible Mark to Toncoin

Crypto is priced from an exchange venue and combined with an independently dated fiat leg when needed. The pair is labelled with the older timestamp, and stablecoins are always venue-priced rather than assumed to equal a fiat currency.

Banks, cards and transfer services can add an exchange-rate margin and fixed fees. The adjustable example on this page illustrates the effect without claiming a margin for any particular provider.

Crypto venues trade continuously, while the fiat leg may retain its last published reference rate through a weekend or holiday. Both leg timestamps stay visible, and the combined rate uses the older timestamp.